/* save.payzu.co.uk – same light PayZu look as payzu.co.uk (colours from site css/style.css) */
:root {
  --bg: #ffffff;
  --bg-soft: #f5f7fb;
  --bg-tint: #eef3ff;
  --ink: #0b1236;
  --ink-2: #4a5577;
  --ink-3: #7c86a4;
  --blue: #2f6bff;
  --blue-d: #1f4fd8;
  --green: #10b981;
  --line: rgba(11, 18, 54, 0.08);
  --line-2: rgba(11, 18, 54, 0.14);
  --grad: linear-gradient(100deg, #2f6bff 0%, #0ea5c6 55%, #7c3aed 100%);
  --radius: 24px;
  --shadow: 0 1px 2px rgba(11, 18, 54, 0.04), 0 24px 60px -28px rgba(11, 18, 54, 0.28);
  --font: -apple-system, BlinkMacSystemFont, "SF Pro Text", "Inter", "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
}

*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }
body { margin: 0; background: var(--bg-soft); color: var(--ink); font-family: var(--font); font-size: 16px; line-height: 1.6; }
a { color: var(--blue); }
img { max-width: 100%; height: auto; }
.wrap { max-width: 1120px; margin: 0 auto; padding: 0 20px; }

.top { background: var(--bg); border-bottom: 1px solid var(--line); }
.top__in { display: flex; align-items: center; justify-content: space-between; height: 72px; }
.top__logo img { display: block; }
.top__tel { font-weight: 600; color: var(--ink); text-decoration: none; }

.hero { text-align: center; padding: 48px 20px 28px; }
.eyebrow { display: inline-block; margin: 0 0 12px; padding: 4px 14px; border-radius: 999px; background: var(--bg-tint); color: var(--blue-d); font-size: 14px; font-weight: 600; }
.hero h1 { margin: 0 auto 12px; max-width: 760px; font-size: clamp(30px, 5vw, 48px); line-height: 1.12; letter-spacing: -0.02em; }
.lead { margin: 0 auto; max-width: 640px; color: var(--ink-2); font-size: 18px; }
.ticks { display: flex; flex-wrap: wrap; justify-content: center; gap: 8px 22px; margin: 22px 0 0; padding: 0; list-style: none; color: var(--ink-2); font-size: 15px; font-weight: 500; }
.ticks li::before { content: "✓"; margin-right: 6px; color: var(--green); font-weight: 700; }

.grid { display: grid; grid-template-columns: minmax(0, 1.35fr) minmax(0, 1fr); gap: 24px; align-items: start; padding-bottom: 24px; }
.card { background: var(--bg); border: 1px solid var(--line); border-radius: var(--radius); box-shadow: var(--shadow); padding: 28px; }

.calc h2 { margin: 0 0 14px; font-size: 19px; }
.calc h2:not(:first-child) { margin-top: 26px; }
.calc h3 { margin: 18px 0 10px; font-size: 16px; }
.row2 { display: grid; grid-template-columns: 1fr 1fr; gap: 0 16px; }
.row3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 0 12px; }
.field { display: block; margin-bottom: 14px; }
.field > span { display: block; margin-bottom: 6px; font-size: 14px; font-weight: 600; }
.field small, .hint { display: block; margin-top: 4px; color: var(--ink-3); font-size: 13px; line-height: 1.4; }
.hint { margin: -4px 0 4px; }
.inp { display: flex; align-items: center; border: 1px solid var(--line-2); border-radius: 12px; background: var(--bg); transition: border-color .15s, box-shadow .15s; }
.inp:focus-within { border-color: var(--blue); box-shadow: 0 0 0 3px rgba(47, 107, 255, .15); }
.inp i { font-style: normal; color: var(--ink-3); padding: 0 0 0 12px; }
.inp--post i { padding: 0 12px 0 0; }
.inp input { flex: 1; min-width: 0; border: 0; background: transparent; padding: 12px; font: inherit; color: var(--ink); outline: none; }
.inp--pre input { padding-left: 6px; }
input[type="range"] { width: 100%; accent-color: var(--blue); }

.seg { display: flex; gap: 6px; padding: 4px; margin-bottom: 14px; border-radius: 14px; background: var(--bg-soft); }
.seg label { flex: 1; }
.seg input { position: absolute; opacity: 0; pointer-events: none; }
.seg span { display: block; padding: 9px 10px; border-radius: 10px; text-align: center; font-size: 14px; font-weight: 600; color: var(--ink-2); cursor: pointer; }
.seg input:checked + span { background: var(--bg); color: var(--ink); box-shadow: 0 1px 3px rgba(11, 18, 54, .12); }
.seg input:focus-visible + span { outline: 2px solid var(--blue); }

.btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px; padding: 13px 22px; border-radius: 999px; border: 1px solid transparent; font: inherit; font-weight: 600; text-decoration: none; cursor: pointer; text-align: center; }
.btn--primary { background: var(--blue); color: #fff; box-shadow: 0 12px 30px -14px rgba(47, 107, 255, .7); }
.btn--primary:hover { background: var(--blue-d); }
.btn--primary:disabled { opacity: .7; cursor: wait; }
.btn--glass { background: var(--bg); color: var(--ink); border-color: var(--line-2); }
.btn--glass:hover { border-color: var(--blue); }
.btn--wide { width: 100%; margin-top: 10px; }
.btn--sm { padding: 8px 16px; font-size: 14px; }
.err { margin: 8px 0 0; padding: 10px 14px; border-radius: 12px; background: #fff1f2; color: #b42318; font-size: 14px; }
.tiny { margin: 10px 0 0; color: var(--ink-3); font-size: 13px; line-height: 1.45; }

.result { position: sticky; top: 20px; }
.result__label { margin: 0 0 4px; font-weight: 600; color: var(--ink-2); }
.result__big { margin: 0; font-size: clamp(40px, 6vw, 56px); font-weight: 700; letter-spacing: -0.03em; line-height: 1.1; background: var(--grad); -webkit-background-clip: text; background-clip: text; color: transparent; }
.result__big small { font-size: 18px; letter-spacing: 0; color: var(--ink-2); -webkit-text-fill-color: var(--ink-2); margin-left: 4px; }
.result__big--muted { background: none; color: var(--ink-3); }
.result__year { margin: 6px 0 12px; font-size: 18px; }
.muted { color: var(--ink-2); font-size: 15px; }
.result__cta { margin-top: 8px; padding-top: 12px; border-top: 1px solid var(--line); }

.note { padding-bottom: 40px; }
.note p { margin: 0; max-width: 860px; color: var(--ink-3); font-size: 12px; line-height: 1.5; }

.foot { background: var(--bg); border-top: 1px solid var(--line); padding: 24px 0; color: var(--ink-3); font-size: 13px; }
.foot p { margin: 0 0 8px; }
.foot a { color: var(--ink-2); }

.cookiebar { position: fixed; left: 16px; right: 16px; bottom: 16px; z-index: 50; max-width: 620px; margin: 0 auto; display: flex; gap: 14px; align-items: center; padding: 14px 18px; background: var(--bg); border: 1px solid var(--line-2); border-radius: 18px; box-shadow: var(--shadow); font-size: 14px; }
.cookiebar p { margin: 0; }
.cookiebar__btns { display: flex; gap: 8px; flex-shrink: 0; }

/* Step-by-step calculator (v2): one narrow card, one question at a time */
.calc, .result { max-width: 620px; margin: 0 auto 24px; }
.result { position: static; }
.steps { margin: 0 0 6px; color: var(--ink-3); font-size: 13px; font-weight: 600; text-transform: uppercase; letter-spacing: .04em; }
.step h2 { margin: 0 0 8px; font-size: 22px; }
.step .muted { margin: 0 0 18px; }
.step .field { margin-top: 14px; }
.choice { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.choice__btn { display: flex; flex-direction: column; gap: 4px; padding: 20px 18px; border: 1px solid var(--line-2); border-radius: 18px; background: var(--bg); font: inherit; color: var(--ink); text-align: left; cursor: pointer; transition: border-color .15s, box-shadow .15s, transform .15s; }
.choice__btn:hover, .choice__btn:focus-visible { border-color: var(--blue); box-shadow: 0 0 0 3px rgba(47, 107, 255, .15); transform: translateY(-1px); outline: none; }
.choice__btn b { font-size: 17px; }
.choice__btn small { color: var(--ink-2); font-size: 14px; }
.nav { display: flex; gap: 10px; margin-top: 18px; }
.nav .btn--primary { flex: 1; }
.row2--tight { gap: 0 10px; }
.linkbtn { display: block; margin: 14px auto 0; padding: 4px; border: 0; background: none; color: var(--blue); font: inherit; font-size: 14px; font-weight: 600; cursor: pointer; }
@media (max-width: 560px) {
  .choice { grid-template-columns: 1fr; }
  .row2--tight { grid-template-columns: 1fr 1fr; }
}

.seg--3 span { padding: 9px 6px; }
.hint--top { margin: -6px 0 10px; }
.info { margin: 4px 0 0; padding: 12px 14px; border-radius: 12px; background: var(--bg-tint); color: var(--ink-2); font-size: 14px; line-height: 1.5; }
.info b { color: var(--ink); }

.inp--high, .inp--high:focus-within { border-color: #e5484d; box-shadow: 0 0 0 3px rgba(229, 72, 77, .15); }
.warn { margin: 6px 0 0; padding: 6px 10px; border-radius: 10px; background: #fff1f2; color: #c4262e; font-size: 13px; font-weight: 600; line-height: 1.35; animation: warnPop .25s ease-out; }
.warn::before { content: "!"; display: inline-flex; align-items: center; justify-content: center; width: 16px; height: 16px; margin-right: 6px; border-radius: 50%; background: #e5484d; color: #fff; font-size: 11px; font-weight: 700; vertical-align: -2px; }
@keyframes warnPop { from { opacity: 0; transform: translateY(-4px) scale(.97); } to { opacity: 1; transform: none; } }
@media (prefers-reduced-motion: reduce) { .warn { animation: none; } }

/* "On top of your saving" value section */
.value { padding: 24px 20px 32px; }
.value__title { margin: 0 0 6px; text-align: center; font-size: clamp(24px, 3.4vw, 32px); letter-spacing: -0.02em; }
.value__title--sm { margin-top: 36px; font-size: clamp(21px, 2.8vw, 26px); }
.value__lead { margin: 0 auto 22px; max-width: 560px; text-align: center; color: var(--ink-2); }
.value__grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 16px; margin-top: 16px; }
.value__grid--3 { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.vcard { background: var(--bg); border: 1px solid var(--line); border-radius: 20px; padding: 22px; box-shadow: var(--shadow); }
.vcard h3 { margin: 0 0 10px; font-size: 17px; }
.vcard ul { margin: 0; padding: 0; list-style: none; }
.vcard li { position: relative; padding-left: 24px; margin-bottom: 8px; color: var(--ink-2); font-size: 15px; line-height: 1.45; }
.vcard li::before { content: "✓"; position: absolute; left: 0; top: 0; color: var(--green); font-weight: 700; }
.vcard li b { color: var(--ink); }
.vcard--link { display: block; text-decoration: none; color: inherit; transition: border-color .15s, transform .15s; }
.vcard--link:hover { border-color: var(--blue); transform: translateY(-2px); }
.vcard--link p { margin: 0 0 8px; color: var(--ink-2); font-size: 15px; }
.vcard--link small { display: block; color: var(--ink-3); font-size: 12px; line-height: 1.45; }
.vcard--link h3::after { content: " →"; color: var(--blue); }
.trust { margin-top: 16px; padding: 22px; border-radius: 20px; background: var(--bg-tint); text-align: center; }
.trust h3 { margin: 0 0 14px; font-size: 17px; }
.trust__stats { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 12px; }
.trust__stats b { display: block; font-size: 26px; letter-spacing: -0.02em; background: var(--grad); -webkit-background-clip: text; background-clip: text; color: transparent; }
.trust__stats span { display: block; color: var(--ink-2); font-size: 13px; line-height: 1.4; }
.trust__note { margin: 14px 0 0; color: var(--ink-3); font-size: 11px; }
.trust__note a { color: var(--ink-2); }
.trust__badges { display: flex; flex-wrap: wrap; justify-content: center; gap: 6px 18px; margin: 10px 0 0; color: var(--ink-2); font-size: 13px; font-weight: 600; }
.value__small { margin: 14px 0 0; text-align: center; color: var(--ink-3); font-size: 12px; }
@media (max-width: 900px) {
  .value__grid--3 { grid-template-columns: 1fr; }
  .trust__stats { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}
@media (max-width: 640px) {
  .value__grid { grid-template-columns: 1fr; }
}

/* v6 motion + mobile (CEO, 2026-10-28: most visitors are on phones) */
.more { display: flex; align-items: center; gap: 12px; margin: 16px 0 4px; padding: 14px 16px; border-radius: 16px; background: var(--bg-tint); color: var(--ink); text-decoration: none; font-size: 15px; line-height: 1.4; border: 1px solid rgba(47, 107, 255, .18); }
.more__text b { color: var(--blue-d); }
.more__arrow { flex-shrink: 0; display: grid; place-items: center; width: 40px; height: 40px; margin-left: auto; border-radius: 50%; background: var(--blue); color: #fff; box-shadow: 0 10px 24px -10px rgba(47, 107, 255, .8); animation: nudge 1.6s ease-in-out infinite; }
.more:hover .more__arrow { animation-play-state: paused; }
@keyframes nudge { 0%, 100% { transform: translateY(0); } 50% { transform: translateY(6px); } }

.result--in { animation: popIn .45s cubic-bezier(.2, .9, .3, 1.2); }
@keyframes popIn { from { transform: translateY(12px) scale(.97); } to { transform: none; } }

.js-reveal .vcard, .js-reveal .trust, .js-reveal .value__title, .js-reveal .value__lead { opacity: 0; transform: translateY(18px); transition: opacity .55s ease, transform .55s ease; }
.js-reveal .is-in { opacity: 1 !important; transform: none !important; }
.js-reveal .vcard li { opacity: 0; transform: translateX(-6px); transition: opacity .4s ease, transform .4s ease; }
.js-reveal .vcard.is-in li { opacity: 1; transform: none; }
.js-reveal .vcard.is-in li:nth-child(2) { transition-delay: .07s; }
.js-reveal .vcard.is-in li:nth-child(3) { transition-delay: .14s; }
.js-reveal .vcard.is-in li:nth-child(4) { transition-delay: .21s; }
.js-reveal .vcard.is-in li:nth-child(5) { transition-delay: .28s; }
.js-reveal .vcard.is-in li:nth-child(6) { transition-delay: .35s; }
.js-reveal .vcard.is-in li:nth-child(7) { transition-delay: .42s; }

.dots { display: none; }
.stickycta { display: none; }

@media (max-width: 640px) {
  .wrap { padding: 0 16px; }
  .value { padding: 20px 0 28px; }
  .value__title, .value__lead { padding: 0 16px; }
  .value__grid { display: flex; align-items: flex-start; gap: 12px; overflow-x: auto; scroll-snap-type: x mandatory; padding: 4px 16px 14px; scroll-padding: 0 16px; -webkit-overflow-scrolling: touch; scrollbar-width: none; }
  .value__grid::-webkit-scrollbar { display: none; }
  .value__grid > .vcard { flex: 0 0 86%; scroll-snap-align: start; }
  .dots { display: flex; justify-content: center; gap: 6px; margin: 0 0 6px; }
  .dots i { width: 7px; height: 7px; border-radius: 99px; background: var(--line-2); transition: width .25s, background .25s; }
  .dots i.on { width: 20px; background: var(--blue); }
  .trust { margin: 12px 16px 0; padding: 20px 16px; }
  .trust__stats b { font-size: 24px; }
  .value__small { padding: 0 16px; }
  .stickycta:not([hidden]) { display: flex; gap: 8px; position: fixed; left: 12px; right: 12px; bottom: 12px; z-index: 40; padding: 8px; border-radius: 999px; background: rgba(255, 255, 255, .92); -webkit-backdrop-filter: blur(10px); backdrop-filter: blur(10px); box-shadow: 0 12px 40px -12px rgba(11, 18, 54, .35); animation: popIn .3s ease-out; }
  .stickycta .btn--primary { flex: 1; padding: 12px 16px; }
  .stickycta__call { padding: 12px 18px; }
  .foot { padding-bottom: 88px; }
  .result__big { font-size: 48px; }
  .btn { min-height: 48px; }
}

@media (prefers-reduced-motion: reduce) {
  .more__arrow, .result--in, .stickycta:not([hidden]) { animation: none; }
}

/* Two ways to get the exact saving (v9) */
.result__label--cta { margin-top: 4px; color: var(--ink); }
.opt { display: flex; align-items: center; gap: 12px; margin-top: 10px; padding: 14px; border: 1px solid var(--line-2); border-radius: 16px; background: var(--bg); color: var(--ink); text-decoration: none; transition: border-color .15s, box-shadow .15s, transform .15s; }
.opt:hover { border-color: var(--blue); transform: translateY(-1px); }
.opt--main { border-color: var(--blue); background: var(--blue); color: #fff; box-shadow: 0 14px 30px -16px rgba(47, 107, 255, .8); }
.opt--main:hover { background: var(--blue-d); }
.opt__ico { flex-shrink: 0; display: grid; place-items: center; width: 42px; height: 42px; border-radius: 12px; background: var(--bg-tint); color: var(--blue); }
.opt--main .opt__ico { background: rgba(255, 255, 255, .18); color: #fff; }
.opt__txt { flex: 1; min-width: 0; }
.opt__txt b { display: block; font-size: 15px; line-height: 1.3; }
.opt__txt small { display: block; margin-top: 2px; font-size: 13px; line-height: 1.35; color: var(--ink-2); }
.opt--main .opt__txt small { color: rgba(255, 255, 255, .85); }
.opt__go { font-size: 20px; font-weight: 700; }
.or { margin: 14px 0 0; text-align: center; color: var(--ink-3); font-size: 13px; }
.row2--tight .btn--wide { margin-top: 6px; }

/* Statement upload page (v9) */
.hp { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }
.upl h2:not(:first-of-type) { margin-top: 26px; }
.drop { position: relative; display: flex; align-items: center; gap: 14px; padding: 22px 18px; border: 2px dashed rgba(47, 107, 255, .45); border-radius: 18px; background: var(--bg-tint); cursor: pointer; transition: border-color .15s, background .15s; }
.drop:hover, .drop:focus-within { border-color: var(--blue); background: #e6eeff; }
.drop input { position: absolute; inset: 0; opacity: 0; cursor: pointer; }
.drop__ico { flex-shrink: 0; display: grid; place-items: center; width: 52px; height: 52px; border-radius: 14px; background: var(--blue); color: #fff; }
.drop__txt b { display: block; font-size: 16px; }
.drop__txt small { display: block; color: var(--ink-2); font-size: 13px; }
.drop--has { border-style: solid; }
.files { margin: 10px 0 0; padding: 0; list-style: none; }
.files li { display: flex; align-items: center; justify-content: space-between; gap: 10px; padding: 10px 12px; margin-bottom: 6px; border: 1px solid var(--line); border-radius: 12px; font-size: 14px; }
.files li span { min-width: 0; overflow: hidden; text-overflow: ellipsis; white-space: nowrap; }
.files li span::before { content: "📄 "; }
.files button { flex-shrink: 0; border: 0; background: none; color: #c4262e; font: inherit; font-size: 13px; font-weight: 600; cursor: pointer; }
.info--warn { margin-top: 12px; background: #fff8e6; color: #7a5a00; }
.opt-tag { font-style: normal; font-weight: 500; color: var(--ink-3); font-size: 13px; }
.notice { margin: 8px 0 4px; color: var(--ink-2); font-size: 13px; line-height: 1.5; }
.done { text-align: center; }
.done h2 { margin: 12px 0 6px; }
.done__tick { display: inline-grid; place-items: center; width: 64px; height: 64px; border-radius: 50%; background: var(--green); color: #fff; animation: popIn .4s ease-out; }

[hidden] { display: none !important; }

@media (max-width: 900px) {
  .grid { grid-template-columns: 1fr; }
  .result { position: static; }
}
@media (max-width: 560px) {
  .hero { padding-top: 32px; }
  .card { padding: 20px; }
  .row2, .row3 { grid-template-columns: 1fr; }
  .cookiebar { flex-direction: column; align-items: stretch; }
  .cookiebar__btns .btn { flex: 1; }
}